Terms of Service

By accessing or using the VAULT platform, website (vaultfund.co), and associated services (collectively, the "Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Service.

The Service is available only to non-U.S. persons as defined under Regulation S of the U.S. Securities Act of 1933. By using the Service, you represent and warrant that:

• You are not a U.S. person, resident, or citizen.
• You are not accessing the Service from within the United States.
• You are at least 18 years of age or the age of majority in your jurisdiction.
• You have completed the required eligibility acknowledgment.
• Your use of the Service complies with all applicable laws in your jurisdiction.

VAULT is a digital token on the Solana blockchain. VAULT tokens are pegged to $1.00 USD and trade against USDC on Solana decentralized exchanges. VAULT is designed to provide holders with yield derived from STRC dividends, a preferred stock issued by Strategy Inc. and traded on NASDAQ.

VAULT targets an annual yield of up to 10%, derived from STRC dividend income. On the 15th of each month, the protocol takes a snapshot to determine eligible holders. Yield is then distributed as additional VAULT tokens to eligible wallets on the first business day of the following month. You must hold VAULT tokens during the snapshot window to receive that month's distribution. Yield rates are variable and not guaranteed. Actual yield may be higher or lower than the target and depends on STRC dividend payments, market conditions, and operational costs.

Use of the Service involves significant risk. You acknowledge and accept that:

• You could lose some or all of your invested capital.
• Yield is not guaranteed and may vary or cease entirely.
• STRC dividends are variable and depend on Strategy Inc.'s financial performance.
• Bitcoin price volatility may affect the collateral backing STRC.
• Smart contract risks exist on the Solana blockchain.
• Regulatory changes may affect the availability or legality of the Service.
• VAULT is not insured by the FDIC or any government agency.

Please review our Risk Disclosure for a comprehensive overview of risks.

All users must complete a self-certification confirming they are not U.S. persons and that their use of the Service complies with applicable laws in their jurisdiction. We reserve the right to refuse service, restrict access, or freeze accounts if eligibility requirements are not met or if suspicious activity is detected. We may implement additional verification measures in the future as required by applicable law.

You agree not to:

• Use the Service for money laundering, terrorist financing, or other illegal activities.
• Circumvent geographic restrictions or eligibility requirements.
• Interfere with, disrupt, or compromise the Service or its infrastructure.
• Misrepresent your identity, location, or eligibility.
• Use automated systems to interact with the Service without authorization.

All content, branding, and technology associated with the Service are the property of VAULT and its licensors. You may not reproduce, distribute, or create derivative works without prior written consent.

To the maximum extent permitted by law, VAULT and its affiliates, officers, directors, and employees shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Service. Total liability shall not exceed $100 USD or the value of VAULT tokens you held in the twelve months preceding the claim, whichever is less.

You agree to indemnify and hold harmless VAULT and its affiliates from any claims, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your violation of any applicable law.

We may update these Terms at any time. Material changes will be communicated via the website or email. Continued use of the Service after changes constitutes acceptance of the revised Terms.

We may suspend or terminate your access to the Service at any time, with or without cause or notice. Upon termination, you retain ownership of any VAULT tokens in your wallet and may sell them on the open market.

These Terms shall be governed by and construed in accordance with the laws of the British Virgin Islands, without regard to conflict of law principles. Any disputes shall be resolved through binding arbitration.

For questions about these Terms, contact us at hello@vaultfund.co.